Hurricane Michael Devastation, Insurance Village & FEMA
Insurance Village LocationThe state of Florida’s Chief Financial Officer Jimmy Patronis, said that starting Tuesday October 16th, that Insurance Village will set up in the parking lot of Sam’s Club…
The Atlantic Hurricane Season and Why Predictions Are Uncertain
The Atlantic hurricane season began this year on June 1 2016, and the coastal residents in Mexico, the Caribbean Islands and United States are wary of what is about to…
Hurricane Harvey & Back: 4 Days in August: My Experience – John Minor
Hurricane Harvey and John Minor’s Trek In 2017, people along the Texas Gulf coast and I were preparing themselves for what was to be the most destructive natural disaster in…
Supercomputers: Their Increasingly Important Role in Hurricane Forecasting
Supercomputers – Complete Resources 2016 – have long been renowned for their processing power and their handling of data. Because of those qualities they have been employed for many major…
City Council Adopts Stricter Development Rules For Houston’s Floodplains
Several months after Hurricane Harvey’s destructive floods that affected thousands of houses in Southeast Texas, and the widespread flooding Hurricane Harvey unleashed last year, the Houston City Council has approved…
Mitigation: How It Can Save Lives, Property and Taxpayer Money – My view from the field
Mitigation Planning – can significantly reduce the damage caused by storms as well as decrease the money and heartache spent post storm both of which are precious. The states that…
Global Warming Drowns Hot Sauce Maker
And whether it’s manmade or not, the water is rising in the Delta… For more than a century, gumbo lovers and oyster aficionados all over the world have enjoyed their…
What is the 50% Rule or "Substantial Damage" as it relates my wind and flood damaged residence – John Minor CGC, CFM
Whether your structure has been ‘substantially’ damaged or not is determined by a number of factors. The first time many people will encounter this rule is when they receive damage…
Barker Reservoir, Houston, & What They Should Have Known and When — Floodplain Management
Around 25 years ago, Charles Glen Crocker realized that the footprint at the Barker Reservoir was larger than the area under the government control and ownership, hence placing the homeowners…
The First Tee of Northwest Florida – Complete teams up with "hometown heroes"
Those of you who know the guys at Complete may know that we take the game of golf pretty seriously. President John Minor is an avid golfer and current member…
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with…
Port of Pensacola – Thermal Imaging Inspections for GE following Hurricane Ivan by Complete
Following Hurricane Ivan in 2004 Complete was hired by GE to inspect at the Port of Pensacola. This large-scale power generator had been flooded and then restored. In our inspection…
Hurricane Hermine Impacts Florida's Big Bend – We were there – John Minor CFM
It’s that time of year again summer and early fall here in 2016 in the Gulf of Mexico, where systems of thunderstorms begin to cluster and organize, and begin to…
Insurance Claims Appraisal Process – Advocacy is called for Bias is not
The Appraisal Process and the Importance of Hiring an Unbiased Appraiser with a discussion on Colorado DFS rules The Appraisal Process is one that has been around since the 165-line…
Historic Southeastern Louisiana Flooding
Baton Rouge, LA If you live in southeastern Louisiana, a fishing boat is quite the useful asset right about now. Following this historic and tragic Louisiana flooding event, locals continue…
Houston Floods…again
Flooding is a form of natural disaster that affects many parts of the country regularly, as I know very well having worked hundreds of flood claims throughout, and few of…
We are not in Kansas anymore, Toto! – Pensacola Tornados
We are not in Kansas anymore, Toto! – Southeast Tornadoes: Pensacola, FL With the recent weather in Pensacola, I have been reminded that we can have severe weather down south…
Appraisal Provision in Homeowners & Commercial Policies – Perspective by John Minor, Appraiser, Umpire
Appraisal Provision in Homeowners & Commercial Policies Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of…