The effect of the 50 percent rule in SW Florida
The 50 Percent Rule – Substantial Damage after Hurricane Ian Hurricane Ian was one of the most powerful storms to ever hit the coast of Florida with one minute sustained…
City Council Adopts Stricter Development Rules For Houston’s Floodplains
Several months after Hurricane Harvey’s destructive floods that affected thousands of houses in Southeast Texas, and the widespread flooding Hurricane Harvey unleashed last year, the Houston City Council has approved…
Mitigation: How It Can Save Lives, Property and Taxpayer Money – My view from the field
Mitigation Planning – can significantly reduce the damage caused by storms as well as decrease the money and heartache spent post storm both of which are precious. The states that…
Global Warming Drowns Hot Sauce Maker
And whether it’s manmade or not, the water is rising in the Delta… For more than a century, gumbo lovers and oyster aficionados all over the world have enjoyed their…
What is the 50% Rule or "Substantial Damage" as it relates my wind and flood damaged residence – John Minor CGC, CFM
Whether your structure has been ‘substantially’ damaged or not is determined by a number of factors. The first time many people will encounter this rule is when they receive damage…
Barker Reservoir, Houston, & What They Should Have Known and When — Floodplain Management
Around 25 years ago, Charles Glen Crocker realized that the footprint at the Barker Reservoir was larger than the area under the government control and ownership, hence placing the homeowners…
Chateau De La Mer Hurricane Katrina Wind V Flood 86,000 s.f.
86,400 s.f property damaged by wind and flood from Hurricane Katrina. John Minor served as the appraiser and expert on this claim that resolved successfully. The claim was well in excess of 10,000,000 dollars and required careful attention to the differences between the wind and flood damages.
FEMA's 50% Rule & How It May Affect Your Property
The Federal Emergency Management Agency [FEMA] has established specific damage assessment guidelines enforced by the Building Code Official pertaining to all structures located in SFHA (special flood hazard area) A…
Perdido Shores: Hurricane Ivan – Wind V Flood Expert John Minor
Perdido Shores, located gulf front on Perdido Key, was badly damaged by wind and flood from Hurricane Ivan. The property was a total loss and was razed as result of…