The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire
Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of resolving property insurance claims arising from wind,…
Florida Condo Board / Owner Responsibilities
Post Hurricane Michael where I have been on station since landfall I am getting bombarded with questions from condo owners in regards to what they are responsible for when it…
The Insurance Appraisal Process & Florida Department of Insurance DFS Mediation – An experts review
Alternative Dispute Resolution (ADR) Solutions to Hurricane Michael This article is about the insurance claims appraisal process and the Florida Department of Financial Services Mediation process. The video will explain…
How Mediation Can Help Resolve Disputed Property Claims in Florida
Hurricane Irma is one of the strongest hurricanes to hit the Southeast in recent memory. And the brunt of it was absorbed by Floridians. One of the most devastating effects…
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with…
Insurance Claims Appraisal Process – Advocacy is called for Bias is not
The Appraisal Process and the Importance of Hiring an Unbiased Appraiser with a discussion on Colorado DFS rules The Appraisal Process is one that has been around since the 165-line…
Historic Southeastern Louisiana Flooding
Baton Rouge, LA If you live in southeastern Louisiana, a fishing boat is quite the useful asset right about now. Following this historic and tragic Louisiana flooding event, locals continue…
State Farm – Hurricane Katrina: Jourdan River Estates, Coastal Mississippi – John Minor Appraiser
Complete was hired by State Farm to develop cost models for various properties damaged by the wind and flood from Hurricane Katrina in 2005. These properties were several miles inland…
Federal Umpire Appointment: Webster County Courthouse – Walthall, Mississippi – John Minor Umpire
John Minor was selected from a wide field of candidates to serve as umpire on the property damage side of a federal lawsuit regarding the property referenced above. The fire…
Large Loss Hail – Front Range Christian School Campus – Colorado
This beautiful campus was damaged by hail and entered into appraisal. The real interesting portion of the claim, from my perspective as umpire, was how different the hail and wind…
Appraisal Provision in Homeowners & Commercial Policies – Perspective by John Minor, Appraiser, Umpire
Appraisal Provision in Homeowners & Commercial Policies Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of…
Insurance Appraisal in Today’s World
This article discusses changes being considered for the appraisal process under Florida Senate Bill 336. It also discusses rules currently in place in Colorado under the Dora Act and licensing by the Louisiana Department of Insurance.
Property Claims Appraisal/ Umpire Licensure – Florida Senate Bill 336
It appears we may just finally have some some more Wyatt Earp in place of Billy the Kid in the appraisal industry. Gentlemen and Ladies, check your guns at the…
New York bill will allow property appraisal to determine “scope of loss”
A new bill passed in the New York State legislature has expanded property claims appraisals in order to help property owners avoid litigation in the event of a loss. Bill…
Large Loss Wind Damage Umpire Assignment – Houston, Texas
150,000 s.f. – Commercial Complete president John Minor CGC, CFM was asked by both parties to serve as umpire in this large loss property claims dispute. The loss was a…
Chateau De La Mer Hurricane Katrina Wind V Flood 86,000 s.f.
86,400 s.f property damaged by wind and flood from Hurricane Katrina. John Minor served as the appraiser and expert on this claim that resolved successfully. The claim was well in excess of 10,000,000 dollars and required careful attention to the differences between the wind and flood damages.
Steps to Resolving Large Loss Flood Claims in the Appraisal Process
Flood damage claims are a difficult process. The successful resolution of a flood loss requires many steps and good decisions at critical times during the financial and physical recovery. In…
Large Loss Industrial Appraisal – 250,000 S.F. Cold Storage Facility – Harlingen, TX
The Complete team concluded an large loss multi million dollar appraisal and expert witness work on an 200,000 square foot cold storage facility located in the valley of extreme southern…
Appraisal
Engineering Scope and Price Consulting: Hurricane Michael Recovery for Bay Haven Charter Schools, Bay County, FL
Project Overview
Wind Speed Diagram Hurricane Michael - Graphic by Complete
In the aftermath of Hurricane Michael, Bay Haven Charter Schools in Bay County, Florida, faced significant challenges due to widespread damage. As the region worked toward recovery, and dealt with the costs of same, Bay Haven Charter Schools needed reliable guidance to navigate the complex process of assessing, repairing, and rebuilding their facilities. Team Complete…
Hiring an Appraiser
Hurricane Maria – Large Loss Claims Appraisal – St Croix
Carden Beach Condominiums - St Croix
Complete & John Minor were pleased to be selected by the some of the smartest attorneys in the country as appraiser for Carden Beach Condominiums down in the US Virgin Islands following Hurricane Maria. Carden Beach is a special place on the northeast corner of St. Croix that had significant hurricane damage from Hurricane Maria’s Category 4…
Insurance Claims Appraiser
Hurricane Michael: City of Lynn Haven Four Years Later
City of Lynn Haven Hurricane Michael Appraisal
The City of Lynn Haven, Fla. sustained damages from Hurricane Michael on Wednesday, October 10, 2018. Over 51 separate locations were affected by the storm. Of these buildings the Police Station, City Hall, Library, and Recreation Center sustained the worst damage, resulting in complete or partial demolition of these sites.
The City razed 57,000 sf of community buildings located…
Insurance Claims Appraiser & Arbitration
Hurricane Maria – Large Loss Claims Appraisal – St Croix
Carden Beach Condominiums - St Croix
Complete & John Minor were pleased to be selected by the some of the smartest attorneys in the country as appraiser for Carden Beach Condominiums down in the US Virgin Islands following Hurricane Maria. Carden Beach is a special place on the northeast corner of St. Croix that had significant hurricane damage from Hurricane Maria’s Category 4…
Insurance Claims Umpire
Large Loss Claims Ripe for Appraisal
Every condo or commercial claim has a lifecycle with a beginning and an end; some claims efficiently get from date of loss to agreement. Some do not. This article is about the large loss problem claims, the ones that just have not settled for whatever reason. Some of these are floating along in Panama City after Michael or Marco and Naples following Irma and…
Selecting an Appraiser
The Process and Execution of the Appraisal Process – 5/2019 – John Minor – Appraiser, Umpire
Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of resolving property insurance claims arising from wind, water, fire, or other insured losses. Appraisal is defined as the determination of what constitutes a fair price, valuation or in the policy - the amount of the loss. While appraisal is included in…