Hurricane Harvey – 4 day up the creek – John Minor, CFM
I was interviewed by the Pensacola News Journal and Gannet about my role following Hurricane Harvey in Houston. This article is written by staff at Complete following that article and…
The First Tee of Northwest Florida – Complete teams up with "hometown heroes"
Those of you who know the guys at Complete may know that we take the game of golf pretty seriously. President John Minor is an avid golfer and current member…
Complete General Contractors, Inc. CGC061674 Florida / Complete, Inc N.C. parent corp
Complete is a group of specialized professionals working across industries as licensed general contractors and consulting structural forensic engineers.The North Carolina Complete, Inc. corporation (Unlimited Builders # 42065) since 1997…
Pensacola Tornado Damage – Steps to Resolving Disputed Claims – DFS Mediation, Appraisal & Public Adjusters
Tornadoes are rated on an EF (Enhanced Fujita) scale of o -5 (a 5 can flat knock down a structure). Dr Fujita from the University of Chicago came up with…
Port of Pensacola – Thermal Imaging Inspections for GE following Hurricane Ivan by Complete
Following Hurricane Ivan in 2004 Complete was hired by GE to inspect at the Port of Pensacola. This large-scale power generator had been flooded and then restored. In our inspection…
Hurricane Hermine Impacts Florida's Big Bend – We were there – John Minor CFM
It’s that time of year again summer and early fall here in 2016 in the Gulf of Mexico, where systems of thunderstorms begin to cluster and organize, and begin to…
Insurance Claims Appraisal Process – Advocacy is called for Bias is not
The Appraisal Process and the Importance of Hiring an Unbiased Appraiser with a discussion on Colorado DFS rules The Appraisal Process is one that has been around since the 165-line…
Historic Southeastern Louisiana Flooding
Baton Rouge, LA If you live in southeastern Louisiana, a fishing boat is quite the useful asset right about now. Following this historic and tragic Louisiana flooding event, locals continue…
Houston Floods…again
Flooding is a form of natural disaster that affects many parts of the country regularly, as I know very well having worked hundreds of flood claims throughout, and few of…
We are not in Kansas anymore, Toto! – Pensacola Tornados
We are not in Kansas anymore, Toto! – Southeast Tornadoes: Pensacola, FL With the recent weather in Pensacola, I have been reminded that we can have severe weather down south…
Appraisal Provision in Homeowners & Commercial Policies – Perspective by John Minor, Appraiser, Umpire
Appraisal Provision in Homeowners & Commercial Policies Appraisal has been around at least since 1888 in Scottish Union & National Insurance Company v Clancy but remains a lesser-known method of…
Insurance Appraisal in Today’s World
This article discusses changes being considered for the appraisal process under Florida Senate Bill 336. It also discusses rules currently in place in Colorado under the Dora Act and licensing by the Louisiana Department of Insurance.
Property Claims Appraisal/ Umpire Licensure – Florida Senate Bill 336
It appears we may just finally have some some more Wyatt Earp in place of Billy the Kid in the appraisal industry. Gentlemen and Ladies, check your guns at the…
Coastal Construction & The Rising Costs or Flooding
Coastal Construction – Best PracticesWith sea levels rising by some reports an inch per decade and the prediction of stronger hurricanes, today’s aging building stock is at risk. In addition…
New York bill will allow property appraisal to determine “scope of loss”
A new bill passed in the New York State legislature has expanded property claims appraisals in order to help property owners avoid litigation in the event of a loss. Bill…
Proof of Loss Deadline
As a lifelong coastal resident, I have dedicated my career to the understanding of coastal structures, weather and, unfortunately, the loss claims that all-too-often follow our piece of paradise. To…
What to do After a Flood – Expert advice from the field – John Minor CGC, CFM
The flood damage to homes and businesses in northwest Florida has been devastating. Although these are stressful times for residents, Complete, Inc. works with property owners, property managers, attorneys, and municipalities after…
Biggert-Waters: Take 2 Update Summer 2012 – John Minor CFM
Congress recently cleared a major hurdle in an effort to provide thousands of property owners in Florida and other states relief from skyrocketing flood insurance premiums, moving to reign in…
Continuing Education
Preparing for a Renovation or Restoration Project – An Experts View
Figure 1 – Naples, FL Restoration by Complete - Full removal of second floor trusses w/ addition of 800 square feet of new construction on to existing
Planning for a restoration project takes time and it needs to be looked at just like a job. The reason being that if it is not done right it sure can cost you a year’s wages. There are…
In The News
New Year, New Us : TeamComplete Windstorm 2023
WIND 2023
Windstorm Insurance Conference Orlando 2023
“It is better to know how to learn than to know”
Dr. Suess
Oh, the places you will go in this business. I have had such a great ride in this job over the last 25 years and WIND has carried me to many of my destinations. WIND 2023 is expected to be my next departure point and I cannot…
John Minor's Newsletters
New Year, New Us : TeamComplete Windstorm 2023
WIND 2023
Windstorm Insurance Conference Orlando 2023
“It is better to know how to learn than to know”
Dr. Suess
Oh, the places you will go in this business. I have had such a great ride in this job over the last 25 years and WIND has carried me to many of my destinations. WIND 2023 is expected to be my next departure point and I cannot…